Novartis (NYSE: NVS) is a world leader in the research and development of products to protect and improve health and well-being. The company has core businesses in pharmaceuticals, consumer health, generics, eye care and animal health. www.novartis.com

UnitedHealthcare is a leading provider of employee health and voluntary benefits including dental, vision, life, disability and critical illness insurance. UnitedHealthcare's networks include more than 34,000 vision access points and 67,000 dentists. Over 75,000 small, midsize and large businesses and 14.5 million individuals protect their income, financial security and health through UnitedHealthcare's Specialty Benefit products and services including dental, vision, life, disability, accident and critical illness insurance.